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Together, we will:

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  • Create an action plan


Manage your personal finances and improve your credit with our personalized, one-on-one Credit Coaching.


Speak with our Debt Coaches to review all your options and discuss the best strategies for getting out of debt.


Make your dream of homeownership a reality and prepare yourself and your finances for a mortgage with our Mortgage Readiness Coaching.

Our Purpose is a non-profit organization formed in 1974 with a mission to provide consumers with the financial education and debt relief options needed to ensure they are on the right path to financial freedom. Our goal is to provide the financial tools, one step at a time, for our clients to achieve immediate solutions to their debt problems.

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Accredited by the Better Business Bureau (BBB). Since 1983, we have maintained our A+ rating with the Better Business Bureau and take it seriously.


The Council on Accreditation (COA). undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.


U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.


Member of the National Foundation for Credit Counseling (NFCC). The National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior, financial educations, and consumer credit counseling services.

EOUST is approved by the U.S. Department of Justice Executive Office for U.S. Trustees (EOUST) and the U.S. Bankruptcy Administrators of North Carolina and Alabama to provide mandatory pre-filing and post discharge bankruptcy counseling pursuant to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.


The United Way Inland Valley (UWIV) advocates for education, financial stability, and housing of every person in our community. is honored to receive annual support as an approved UWIV funded agency.

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Satisfied Clients

By taking advantage of our offerings, we have helped consumers reduce or eliminate their debt, improve their credit, and start reaping the benefits that come with improved financial stability.


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Working with one of our financial coaches will help you pay off debt faster and manage your personal finances more efficiently.


Financial Coaches

Our people improve the lives and financial well-being of individuals and families by providing quality financial education and coaching.

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